Product overview

Everything you need to manage money as a freelancer.

Owna is a financial dashboard built specifically for people who work for themselves. No accountant required.

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Features

Built around how you actually get paid.

Every feature in Owna exists to answer one question: how much of this money is actually mine?

Safe-to-spend balance

One live number that tells you exactly what you can spend after tax, VAT, and bills are reserved. No mental math, no guessing.

Auto-reserve on every payment

The moment money lands, Owna splits it automatically - tax goes to tax, bills go to bills, and the rest is yours. Set the rules once.

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Real-time tax tracking

See exactly what you owe at any moment. Owna calculates your tax liability in real time so you're never caught off guard at quarter end.

Invoice management

Create, send, and track invoices from one place. Get notified when they're viewed, due, or overdue - without chasing anyone manually.

Income & expense tracking

Every transaction categorised automatically. See where your money comes from and where it goes, with charts that actually make sense.

Connects with your tools

Stripe, QuickBooks, Wise, Revolut, PayPal - Owna connects with the tools you already use so you don't have to change how you work.

One dashboard.
Everything in one place.

Owna brings together your income, expenses, invoices, and tax reserves into a single clean view. No tabs, no spreadsheets, no guessing.

See it for yourself
This week
Safe to spend
€8,240.00
Yours · €8,240Reserved · €4,240
Tax reserve€3,120
Bills€1,120

Ready to know your real number?

Free to open. Two minutes to set up. No card required.

Open your Owna account